Affordable Care Act (ACA) Insurance

Your Health. Your Choice. Your Peace of Mind.

At F.S.B.G., we believe healthcare should be accessible and affordable for everyone—regardless of age, income, or health history. The Affordable Care Act (ACA) was designed to do just that.

✅ What Is ACA Insurance?

ACA insurance, also known as Marketplace or Obamacare plans, offers health coverage through the federal or state health exchanges. These plans provide essential benefits and protections, including:

  • No denial for pre-existing conditions

  • Free preventive care

  • Low-cost or no-cost premiums for qualifying individuals

  • Coverage for doctor visits, hospital care, prescriptions, and more

🎯 Who Qualifies?

  • You may qualify for ACA insurance if you are:

  • Under age 65 and not eligible for Medicare

  • A U.S. citizen or legal resident

  • In need of coverage outside of an employer or group plan

  • Looking for affordable monthly premiums

  • Earning between **100%–400% of the federal poverty level** (or higher in some states)

Many people are surprised to find they qualify for subsidies that drastically reduce the cost of their coverage!*

🕒 When Can I Enroll?

Open Enrollment Period: Typically November 1 to January 15

Special Enrollment: You may qualify outside of open enrollment if you've experienced a life event, such as:

  • Loss of health coverage

  • Marriage or divorce

  • Birth or adoption of a child

  • Move to a new state

💡 Why Enroll Through F.S.B.G.?

We simplify the ACA process so you don’t have to figure it out alone. Our licensed agents offer:

  • No Cost Consultations

  • Help determining subsidy eligibility

  • Plan comparisons to find your best fit

  • Ongoing support when you need it most

📞 Let’s Get You Covered

Health insurance is not one-size-fits-all—and we’re here to make sure you get the coverage you deserve.

👉 Schedule a no cost consultation https://www.sbenefitsgroup.com/contact today and let us walk you through your ACA options with care and clarity.

📍 Serving clients in:

AL, CA, FL, GA, IL, IN, KS, LA, MI, MS, NC, OH, PA, SC, TN, TX, VA, WI

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